True Spec Credit LLC – Terms of Service & Privacy Policy

Effective Date: May 24, 2026

PART 1: PRIVACY POLICY

1. What Information Is Collected

True Spec Credit LLC collects personal identification information that you voluntarily provide through our online intake survey, including your First Name, Last Name, Email Address, and Mobile Phone Number.

2. How Data Is Used

The collected information is used solely to provide manual credit file analysis, structural file audits, and custom roadmap consulting blueprints. We use

your data to communicate operational updates and onboarding steps regarding your custom files.

3. SMS Opt-In Details

By checking our consent box and entering your phone number on our intake form, you provide express written consent to receive transactional and operational SMS text messages from True Spec Credit LLC.

4. Cookie & Tracking Info

Our website/survey domain may utilize standard, basic cookies or tracking pixels to analyze user traffic and ensure the functional security of our intake forms. We do not use cookies for targeted behavioral advertising.

5. Data Security Practices

We implement strict industry-standard security measures to protect your personal data from unauthorized access, loss, or disclosure. Your information is stored within secure, encrypted database environments.

6. User Rights (Unsubscribe & Update Info)

You have the right to access, update, correct, or request the deletion of your personal data at any time. To modify your information, simply contact us at [email protected]. You can opt out of SMS communications instantly by replying STOP.

7. Clear 'No Sharing' Statement About SMS Opt-Ins

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties or marketing affiliates under any circumstances.

PART 2: TERMS OF SERVICE

1. Description of SMS Program and Messaging Use Cases

True Spec Credit LLC operates a transactional and operational SMS program. Text messages are sent manually and via secure automation to guide active and prospective clients through onboarding, notify them of custom file analyses, and deliver structured roadmap blueprints.

2. Instructions to Opt-Out ("Text STOP")

You can cancel the SMS service at any time. To stop receiving text messages from True Spec Credit LLC, simply reply STOP to any message you receive. Upon receiving your "STOP" message, we will send you one final text confirming that you have been successfully unsubscribed. After this, you will no longer receive SMS updates from us.

3. Support Contact Information

If you encounter any issues or need technical assistance with our communication system, you can reply HELP directly to any text message, or reach our support team via email at [email protected] or by phone at (509) 707-9086.

4. Disclosures for Message/Data Rates

Standard message and data rates applied by your wireless mobile carrier may apply to any text messages sent or received through our platform. Message frequency varies based on your ongoing custom file status.

5. Carrier Liability Disclaimer

True Spec Credit LLC and all mobile delivery networks (carriers) are not liable for delayed, misdirected, or undelivered messages resulting from network dropouts or local system outages.

6. Age Restriction (18+)

By using our intake survey and consenting to our services, you affirm that you are at least 18 years of age or older and legally eligible to enter into consulting agreements.

7. Links to Privacy Policy

This comprehensive document contains both our Terms of Service and our standalone Privacy Policy. You can access the full Privacy Policy details immediately above in Part 1 of this page at any time.

True Spec Credit LLC 734 S Thacker Rd, Othello. Support:[email protected] | (509) 707-9086